قم بزيارة الموقع تلميحات إضافية Many mortgage lenders are now tightening their lending criteria following changes to legislation on tax relief for landlords. The Guardian reports Nationwide’s response to this:

العالم سوق الخيارات الثنائية احتيال Nationwide building society is tightening up its criteria for lending to buy-to-let landlords ahead of changes to how much tax relief they will be allowed to claim against their repayments.

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الخيارات الثنائية رحلة The changes come ahead of new rules on mortgage interest relief for landlords, which will begin to take effect in April 2017, and as the Bank of England attempts to rein in buy-to-let lending.

رابط مهم Under the tax changes, landlords who can currently get tax relief of 40% on their interest payments will see the amount reduced over five years to 20%. Lenders have also been told to consider the borrower’s costs associated with letting the property, including tax costs, when they assess affordability for loans.

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إعادة النظر Alternatively, if they want to borrow up £160,000 at 65% loan to value “they will have to source a property that will yield an extra circa £130 in rent per month”, the lender said.

http://ufsverige.org/?firty=forex-kontor-t%C3%A4by&d6c=e6 Paul Wootton, the managing director of TMW, said the move was designed to help landlords strengthen their cashflow position “and help them withstand the impact of increased costs from the new tax regime”.

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تداول الخيارات الثنائية في باكستان Andrew Montlake, the director at Coreco Mortgage Brokers, said the change showed that lenders were starting to worry about how recent tax changes would effect landlords’ income in the future.

فحم الكوك الكرز استراتيجية الخيارات الثنائية “I suspect they will not be the last to change their rental calculations with this in mind and landlords should review their portfolio and financing requirements sooner rather than later, as well as making sure they are aware of the very real effects these tax changes will have on their future income,” he said.

الخيارات الثنائية البرمجيات API “The worry is that this will hit not just landlords, but tenants too in the form of higher rental payments at a time when many are already stretched”.

افضل موقع لتحليل الاسهم السعودية 2017 Other lenders have been making changes to criteria, with Barclays increasing the rent needed to cover repayments to 135% in December. Borrowers who do qualify for loans, however, are being offered record low rates.

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تداول الخيارات الثنائية يوتيوب http://www.theguardian.com/money/2016/apr/29/nationwide-tightens-lending-criteria-for-buy-to-let-landlords